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USD Wallet

The MSB’s prefunded USD balance in the US, used by PREFUNDED remittances. Credited when the MSB’s USD transfer is confirmed.

BRL Wallet

Real balance held in Brazil. The BRL from FX passes through it before the Pix. Returned and held amounts stay in it. Credited only when funds arrive in Brazil.
  • The BRL Wallet is not increased by a quote, by creating a withdrawal or by approved credit.
  • Every entry in the statement is linked to the remittance that originated it.
  • Amounts in different currencies are never added together.
  • The credit line is shown as a limit (contracted, used, reserved, available), not as a money balance.