Order of execution

Screening

Sanctions and AML checks. May place the remittance ON_HOLD, always before FX.

FX contracted for this remittance.

Funding

PREFUNDED: USD debited from the MSB’s balance in the US. CREDIT: BRL advanced.

Key holder check

LB Pay confirms the Pix key holder is the beneficiary.

Pix

BRL credited to the beneficiary.

If funding fails after FX

LB Pay keeps retrying. The remittance stays PROCESSING and the funding sub-status shows RETRYING. Each failed attempt is notified with remittance.funding_failed.

The Pix key is checked twice

When	What is checked	If it fails
At the withdrawal	The key exists. Prevents FX for a key that does not exist.	Withdrawal rejected with `PIX_KEY_NOT_FOUND`. No FX.
Just before the Pix	The key holder’s document matches the beneficiary.	Pix not sent. The remittance goes to `FUNDS_HELD_BRL`.

What you do

Do not resend while the remittance is PROCESSING.
For PREFUNDED, check that the USD balance in the US is available.
Follow the notifications for the final status.

Get started

Remittances

Records and balances

Operations

If funding fails after FX

The Pix key is checked twice

​If funding fails after FX

​The Pix key is checked twice

If funding fails after FX

The Pix key is checked twice